Applications for joining AEL or joining and using the Sick Leave Bank are formal. These member services cannot be processed without completion of the appropriate forms.

Follow these links to download applications and forms.


Sick Leave Bank Policy & Regulations

The Sick Leave Bank is an income protection program in the event of a serious illness or other qualifying tragedy.



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The "Bank" operates on the principle that members' relatively small dues or personal sick days contribution collectively create a total number of days sufficient to underwrite individual's long-term needs. It is a kind of insurance members hope they never have to use. But it is there for the unanticipated and unwelcome.


Sick Leave Bank Regulations

Click Here to Download Sick Leave Bank Policy and Regulations